Roof Certification Inspections

Florida Native Home Inspections, LLC

A roof is one of the most critical components of any home, especially in Florida’s harsh climate. From intense sun exposure and heavy rain to tropical storms and high winds, your roof must be in reliable condition to protect your home and maintain insurance coverage. At Florida Native Home Inspections, LLC, our Roof Certification Inspections provide homeowners, buyers, and insurance providers with clear, professional documentation of a roof’s current condition and estimated remaining service life.

Serving the Treasure Coast and Palm Beaches, we deliver accurate roof assessments backed by hands-on construction experience, InterNACHI training, and a commitment to honesty and detail. Whether you’re renewing insurance, purchasing a home, or preparing to sell, a roof certification helps eliminate uncertainty and move forward with confidence.

What Is a Roof Certification?

A roof certification is a professional evaluation of a roof’s visible condition, performance, and expected remaining lifespan. Insurance companies often require this certification for older roofs to verify that they are still serviceable and not an immediate risk.

Unlike a basic visual glance, our roof certification inspection involves a detailed review of key roofing components, including:

• Roof covering materials
• Roof structure and slope
• Flashing and penetrations
• Evidence of leaks or moisture intrusion
• Signs of deterioration or storm damage

The final result is a clear, written certification that confirms whether the roof is in acceptable condition and estimates how many years of useful life remain.

Why Roof Certifications Matter in Florida

Florida’s weather creates unique challenges for roofing systems. Insurance companies are especially cautious due to hurricane risk, wind exposure, and frequent roof-related claims. A roof certification helps bridge the gap between homeowners and insurers by providing reliable, third-party verification.

A roof certification can help:

• Secure or renew homeowners insurance
• Prevent policy cancellation or non-renewal
• Support real estate transactions
• Reduce delays during closings
• Identify issues before they become costly repairs

Without proper documentation, insurers may require roof replacement sooner than necessary. A professional roof certification ensures your roof is evaluated fairly and accurately.

When Do You Need a Roof Certification?

You may need a roof certification inspection in several situations, including:

• Insurance renewal or policy changes
• Purchasing a home with an older roof
• Selling a home and preparing for buyer requests
• After storm-related roof concerns
• When requested by a lender or insurer

Many insurance companies require roof certifications for roofs that are 10–20 years old, depending on the roofing material. Our inspection provides the documentation needed to satisfy these requirements.

What We Inspect During a Roof Certification

At Florida Native Home Inspections, LLC, we conduct a comprehensive visual evaluation of the roof’s accessible areas. Our inspection focuses on identifying current conditions that could affect performance, longevity, or insurability.

Roof Covering Materials

We evaluate shingles, tiles, metal panels, or other roofing materials for:



• Cracking, curling, or missing materials
• Excessive wear or granule loss
• Improper installation or repairs
• Signs of aging beyond expected lifespan

Flashing & Penetrations

Flashing around chimneys, vents, skylights, and valleys is critical for preventing leaks. We inspect for:



• Loose or damaged flashing
• Improper sealing
• Rust or corrosion
• Water intrusion risks

Roof Structure & Slope

We assess visible structural components and roof slope to ensure proper drainage and support, looking for:



• Sagging or uneven areas
• Poor drainage patterns
• Structural concerns that may impact performance

Signs of Leaks or Moisture

Using visual inspection techniques and, when applicable, thermal imaging, we look for:



• Water stains
• Active leaks
• Moisture intrusion
• Damage to roof decking

General Roof Condition

We consider the roof as a whole, factoring in material type, age, visible condition, and installation quality to estimate remaining useful life.

What a Roof Certification Does NOT Include

It’s important to understand that a roof certification is not a warranty or guarantee. It also does not include:

• Destructive testing
• Repairs or modifications
• Predictions of future storm performance
• Evaluation of concealed components

However, our certification provides an honest, professional opinion based on visible conditions at the time of inspection.

Roof Certification for Buyers and Sellers

For Home Buyers

A roof certification gives buyers confidence that the roof is not an immediate concern and won’t jeopardize insurance coverage after closing. It also helps buyers budget for future maintenance or replacement.

For Home Sellers

Sellers benefit from addressing roof questions early. Providing a roof certification upfront can reduce negotiations, speed up closings, and prevent last-minute insurance issues.

Roof Certification vs. Roof Inspection

While the terms are often used interchangeably, they serve different purposes.

A roof inspection is typically part of a full home inspection and identifies defects or maintenance issues.

A roof certification focuses specifically on confirming whether the roof meets insurance standards and estimating remaining life.

Many clients choose to bundle roof certifications with full home inspections for a complete picture of the property.

Why Choose Florida Native Home Inspections, LLC?

Choosing the right inspector is essential when it comes to roof evaluations. At Florida Native Home Inspections, LLC, we stand out because of our:

• InterNACHI-certified inspectors
• Extensive construction and roofing knowledge
• Florida-specific inspection experience
• Clear, insurance-ready documentation
• Honest, unbiased assessments

We understand how important insurance approval and peace of mind are when dealing with roofing concerns. That’s why we take the time to inspect thoroughly and explain findings clearly.

What You’ll Receive

After your roof certification inspection, you’ll receive:

• A professional roof certification report
• Clear documentation of roof condition
• Estimated remaining service life
• Supporting photos when applicable
• Easy-to-understand explanations

Our reports are designed to be straightforward and accepted by insurance providers.

Frequently Asked Questions